极速快三开奖结果

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极速快三开奖结果LIANXIREN:WEI??JINGLI13970920623

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全面取消承兌匯票?是真的嗎?

近日,全國人大代表,泰開集團有限公司黨委副書記、副董事長、總經理劉學敏兩會期間提交了《關于進一步加大金融支持民營企業力度的建議》。她建議全面取消承兌匯票,包括銀行承兌匯票和商業承兌匯票。

极速快三开奖结果CHENGDUIHUIPIAOZUOWEIPIAOJUYEWUDEYIZHONG(BAOKUOYINXINGCHENGDUIHUIPIAOHESHANGYECHENGDUIHUIPIAO),SHI1995NIAN9YUE10RIBANBUSHISHIDE《SHANGYEYINXINGFA》GUIDINGDESHANGYEYINXINGJINGYINGFANWEINEIDEYEWU。ZHEGEWEIJIEJUEXIANJINBUZUERCAIQUDELINSHIXINGCUOSHI,ZAIDANGSHIYEQUESHIQIDAOLEFEICHANGHAODEXIAOGUO。

DANSHIFAZHANDAOXIANJIEDUAN,CONGDANGQIANDESHIJIQINGKUANGLAIKAN,CHENGDUIHUIPIAODESHIYONGQUEJIADALEZHONGXIAOQIYEDECAIWUCHENGBENHEFENGXIAN,XIANZAIQUANMIANQUXIAOCHENGDUIHUIPIAO,CHENGWEIXIAOWEIQIYEGONGTONGHUSHENG。

全面取消承兌匯票?是真的嗎?


她認為:宏觀角度來看,銀行承兌匯票加速了利潤由實體經濟向金融行業的轉移。銀行利用優勢市場地位,授信過程中強行向市場配置大量銀行承兌匯票。金融企業無需存款作為支撐即可發行銀行承兌匯票,可以說基本沒有成本,可企業需要按照5%左右成本向銀行貼現,在實體經濟低迷的情況下,企業利潤率是持續走低的,有些企業利潤僅為1-2%,不必要的融資成本奪走了企業辛苦賺來的微薄利潤,加劇了企業的困境。

從流通角度來看,承兌匯票不能解決急需的資金需求。企業發工資、交稅、支付銀行貸款利息、繳納五險一金等剛性資金需求,都不能使用承兌匯票。即使辦理貼現,還需提供相關手續,加上個別銀行辦理效率低,短期內也收不到現款。

劉學敏代表提交的《關于進一步加大金融支持民營企業力度的建議》認為,承兌匯票增加了企業的資金成本。如果收到承兌匯票后持有到期,一般都是一年、半年,導致企業資金周轉周期加長,占用增加;如果收到承兌匯票后提前貼現,還要支付手續費、貼現利息;有的小銀行出具的承兌匯票到期后往往還要拖后,貼現時還需要擔保公司擔保,支付擔保費。

极速快三开奖结果DALIANGDECHENGDUIHUIPIAO,YINXINGBUGEITIEXIAN,ZHINENGCHIYOUZHIDAOQI。YOUDEHUIPIAODAOQILEYEBUNENGLIJIDUIFU,SHIJIANWUFABAOZHENG,QIYEHUANYAOWEICIZENGJIARENLI、WULIQUGOUTONGXIEDIAO。HENDUOQIYEWEIKUAISUDEDAOXIANJIN,ZHINENGMAOXIANQU“HEISHI”SHANGCHUMAI,MEIYOUZHENSHIDEJIAOYIBEIJING,TAOBIJIANGUAN,RAOLUANJINRONGZHIXU。

极速快三开奖结果YUCITONGSHI,TARENWEI,ZHIZHICHENGDUIHUIPIAODEGUANLIFEICHANGKUNNAN,RONGYICHUXIANZAOJIAJIZHAPIANDEQINGKUANG,QIYESHIZUIZHONGDESHOUHAIZHE。SUIRANGUOJIAZHENGZAIZHUBUQUXIAOZHIZHIYINXINGCHENGDUI,DANWEIQUXIAOZHIZHISHANGYECHENGDUIHUIPIAO。

針對上述弊端,代表建議全面取消承兌匯票。對于如何取消,劉學敏也在自己提交的建議中給了意見,她說,可分步實施,首先,停止增發新的承兌匯票;其次,對現有流通的匯票持有至到期后不再繼續開具。

全面取消承兌匯票?是真的嗎?


承兌匯票取消之聲,由來已久~

1、為什么中小企業希望取消承兌匯票?

极速快三开奖结果JINLIANGNIAN,GUONEIDAJINGJIXINGSHIBULEGUAN,ZHONGXIAOQIYESHENGCUNYICHANGJIANNAN,YUANCAILIAO、RENGONGCHENGBENPANSHENG……GEZHONGWENTIKUNRAOZHUQIYEZHU,DANGRANHUANYOUCHENGDUIHUIPIAODAILAIDEYIXILIEWENTI,BIRU:

(1)CAIWUFEIYONGCHENGBENGUOGAO,CHENGDUISHIJIANGUOCHANGHUIDAOZHIZIJINZHOUZHUANZHIHOU,QIYERONGZIKUNNAN。

极速快三开奖结果(2)CHENGDUIKUNNAN,QIYEKAIJUDESHANGYECHENGDUIHUIPIAONANYILIUTONG,XUYAOZIJINSHICHENGDUIKUNNAN。

极速快三开奖结果(3)FENGXIANGUOGAO,SHANGYECHENGDUIHUIPIAOCUNZAIXINYONGFENGXIANYUDAODEFENGXIAN。

极速快三开奖结果ZHENGSHIYINWEIZHEXIEYUANYIN,DABUFENZHONGXIAOQIYEDOUXIWANGQUXIAOCHENGDUIHUIPIAO!

2、既然承兌匯票不受歡迎,為何一直沒取消?

ZHELIJIUYAOSHUOXIACHENGDUIHUIPIAODANSHENGDEYUANYOULE,CAIGOUYOUCAIGOUXUQIU,YUGONGHUOFANGQIANDINGHETONG,CAIGOUFANGYINZIJINYOUXIAN,YUSHIZHAOCHENGDUIFANGKAICHUCHENGDUIHUIPIAOGEIGONGHUOFANG,CHENGNUOPIAOJUDAOQIHUIFUKUAN。

极速快三开奖结果RUMEIYOUCHENGDUIHUIPIAO,CAIGOUFANGMEIQIAN,GONGHUOFANGYEBUHUIGONGHUO,ZHEBIJIAOYIKENENGJIUDACHENGBULE。

DANSHIZHEYANGYILAI,HAOXIANGCHENGDUIHUIPIAOJIUSHIWEIKAIPIAORENSUOZHUNBEIDE,SHOUPIAORENJIUGAIBEIGUOME?

QISHIBURAN。YINXINGCHENGDUIHUIPIAOXIANGDUIYUYINGSHOUZHANGKUAN,XINYUDUYAOGAOHENDUO,RUGUOJIYONGZIJINYEKEYITIQIANQUTIEXIANHUOZAIFUGEIXIAYIFANG,ERBUSHIKUCUIDUIFANGFUKUAN。

3、具體看下銀行承兌匯票的優勢:

极速快三开奖结果(1)MENJIANDI、XIAOLVGAO、SHOUXUJIANBIAN

极速快三开奖结果QIYEZAIYINXINGXINDAISHENPIZHONG,WANGWANGJUYOUSHENPIZHOUQICHANG、ZIZHIYAOQIUDUODETEDIAN,SHIHENDUOZHONGXIAOQIYEDUIYINXINGXINDAIWANGERQUEBU。ERCAIYONGYINXINGCHENGDUIHUIPIAOTIEXIANRONGZIZEJIBENBUSHOUQIYEGUIMODEXIANZHI。QIYEKAILIYINXINGCHENGDUIHUIPIAO,ZHIYAOYOUZHENSHIMAOYIBEIJINGHEBAOZHENGJINZUOJICHU,YINXINGZIJINHUILONGFENGXIANZUIDACHENGDUJIANGDI,YINCIMENJIANJIAODI,SHENPIGAOXIAOJIANBIAN。

(2)RONGZICHENGBENDI、LILVSHICHANGHUA

极速快三开奖结果YINXINGCHENGDUIHUIPIAOTIEXIANLILVGAODUSHICHANGHUA,ZAIYINXINGJIANZIJINCHONGYUDESHIHOU,YUANDIYUTONGQIDAIKUANLILV。ERKAILIYINXINGCHENGDUIHUIPIAOTIEXIANRONGZIYIBANBUXUDIYA,QIANFAYINXINGZHIWANFENZHIWUDESHOUXUFEI。ZONGTILAISHUO,TONGGUOYINXINGCHENGDUIHUIPIAOTIEXIANHUODEDEZIJINYUQUDEDENGEDAIKUANXIANGBI,KEJIANSHAOLIXIZHICHU30%YISHANG。

(3)CUJINYINQIGUANXI,SHIXIANYINQISHUANGYING

CAIYONGYINXINGCHENGDUIHUIPIAORONGZI,QIYEKEYIHUODEGAOXIAO、DICHENGBENDERONGZIQUDAO。TONGSHI,YINXINGYEKEYISHIXIANSHOUYIDETISHENG:DUIYUKAIPIAOXINGERYAN,BANLIPIAOJUYEWUSHOUQUSHOUXUFEI,ZENGJIABAOZHENGJINCUNKUAN;DUIYUTIEXIANXINGERYAN,KEZENGJIATIEXIANLIXISHOURU。

(4)JIANGDIYINGSHOUFENGXIAN、JIEYUEGUANLIFEIYONG

DUIYUSHOUPIAOQIYE,YUANQIZHANGKUANBIANCHENGLE“JIQI”PIAOJU,BIMIANLEZHANGKUANBUNENGSHOUHUIDEFENGXIAN,DADAJIANGDILEHUAIZHANGSUNSHI。QIYEYINCIBUZAICHENGDANZICHANGUANLIHEZHANGKUANHUISHOUDEGONGZUOJIFEIYONG,CONGERDADAJIANGDIGUANLIFEIYONG。

极速快三开奖结果(5)TIQIANKOUSHUI、ZENGJIAXIANJINLIU

SHUIFAGUIDING,SHANGYEQIYESUOGOUHUOWUDEHUOKUANZHIFUWANBIHOUCAINENGGOUDIKOUZENGZHISHUIJINXIANGSHUIE。RUGUOSHANGYEQIYEKAIJUDESHIYINXINGCHENGDUIHUIPIAODEHUA,ZAIKAICHUZHIHOUJIUKEYIDIKOUZENGZHISHUIJINXIANGSHUIE,ZHEYANGKEYIWEIQIYEDAILAILEYIDINGDELIUDONGZIJIN。

對此,你怎么看?

MUQIANLAIKAN,XIANGDUIYUYINXINGCHENGDUIHUIPIAO,SHANGYECHENGDUIHUIPIAOHUOXURANGZHONGSHOUPIAOQIYEGENGWEITOUTENG,YINPIAOTIEXIANLVYEJIUNIANHUA3-4%,DANSHANGPIAODONGBUDONGNIANHUASHIJIERSHIJI,SHOUYIZHANGYINIANQIDESHANGPIAO,CHABUDUOWUFENZHIYIDOUYAODANGZUOTIEXIFEIYONG,ZHEYESHIDANGQIANGUONEIZHENGXINBUZU,SHANGPIAOSUIYIKAIZAOCHENGDE。

全面取消承兌匯票?是真的嗎?


DANGRAN,DUIYUQUXIAOCHENGDUIHUIPIAO,MEIGERENDOUYOUZHUBUTONGDEJIANJIE,BUZHIDAONIZENMEKAN?HUANYINGLIUYAN~

极速快三开奖结果LAIYUANPIAOJUWANG、TAIANZHISHENG、XINLANGWEIBO、CAISHUIZHICHANG,RUYOUGENGDUOWENTI,QINGDIANJIWENMO“LEJIEGENGDUO”。


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